Family together at sunset
Free 15-minute insurance consultation

Coverage that protects the people counting on you.

Life insurance, final expense, and mortgage & rent payment protection — matched to your family and your budget in one free 15-minute call.

15 minfree consultation
4 waysto protect your family
1-on-1personal guidance
Book My Free Consultation Find My Coverage
No cost, no obligation Plain-English answers 15-minute call

Find the right coverage

3 questions · 30 seconds · no pressure

What are you looking into?

Who are you protecting?

When do you want coverage in place?

Where should we send your coverage options?

🔒 No obligation · your info stays private.
✓
You're in the right place

Book your free 15-minute consultation to map your coverage.

Checliss will review your situation and walk you through clear options — no obligation either way.

Pick a Time → See How It Works
$0consultation cost
15 minto clear answers
4coverage types
100%online booking
What we cover

Protection for every stage of life

One conversation covers the four protections most families ask about — explained in plain English, sized to your budget.

Life Insurance

Coverage built around the people who rely on your income — so life keeps moving for them, no matter what.

Mortgage & Rent Payment Protection

If something happens to you, the roof stays over your family's head — protection designed around your mortgage or rent payment.

Final Expense

Shield the people you love from funeral costs and final bills — smaller policies with a big purpose.

Father carrying his kids outside their home
Your income, protected for them
Family home with a porch
The roof over their heads, secured
Mother at home with her children
Every stage of life, covered

Imagery: licensed stock — swapped for your own photos on request.

How it works

Covered in three simple steps

01

Book your free call

Pick a time that works. Fifteen minutes, no cost, no pressure — just clear answers about your options.

02

Get matched to coverage

We size the right protection to your family and budget — life, final expense, or payment protection for your mortgage or rent.

03

Rest easy

Your plan goes in place and your family is protected. Questions later? You have a real person to call.

Our promise

"Real protection for real families — life, final expense, and payment protection, explained in plain English."

Pacific Financial Services · Checliss Rice
Book a call

Grab your free 15-minute consultation

15 minutes. Real answers.

Pick a time that works and Checliss will walk you through the coverage that fits your family — whether you move forward or not.

  • No cost, no obligation
  • Options sized to your budget
  • Clear next steps, either way
Quick answers

Coverage FAQ

What does the consultation cost?

Nothing — the 15-minute consultation is free. If a policy makes sense, you'll see the exact premium before you decide anything.

What is mortgage payment protection?

Coverage designed so that if something happens to you, your family can keep making the mortgage payment and stay in the home. Renters can protect their monthly payment the same way.

What is final expense insurance?

A smaller policy that covers funeral costs and final bills, so your loved ones aren't handed a bill on the hardest day. It's one of the most affordable ways to protect your family.

How much coverage do I need?

It depends on who relies on your income, your mortgage or rent, and your budget. That's exactly what the free 15-minute call figures out — with real numbers, not guesses.

What happens after I book?

You'll get a confirmation, then a quick call at your chosen time. We review your situation, compare options, and you leave with a clear recommendation — no obligation.

Book Free Consultation Find My Coverage
Pacific Financial Services ● online — replies instantly
Hi! 👋 Questions about life insurance, final expense, or protecting your mortgage or rent? Ask away.